Terms of Service
Last updated: August 22, 2025
1. Acceptance of Terms
Welcome to ZeroToSummit ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website amarnathpandey.tech and all related services, features, and content (collectively, the "Service").
By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, then you may not access the Service.
2. Description of Service
ZeroToSummit is an educational platform that provides:
- Online courses and educational content on entrepreneurship
- Blog articles and resources
- Community features and user interactions
- Progress tracking and learning analytics
- Newsletter and communication services
We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice.
3. Informational Content Disclaimer
⚠️ IMPORTANT DISCLAIMER
All content provided on this website, including but not limited to courses, blog posts, articles, videos, and other educational materials, is for informational and educational purposes only. This content is NOT intended as business, financial, legal, or professional advice.
No Liability for Business Decisions: You acknowledge and agree that:
- Any business decisions you make based on our content are entirely at your own risk
- We are not responsible for any losses, damages, or consequences resulting from your use of our information
- You should always consult with qualified professionals before making business, financial, or legal decisions
- Past results or examples shared do not guarantee future success
- Individual results may vary significantly
You cannot sue us for any outcomes, positive or negative, that result from implementing ideas, strategies, or information found on this website. By using our Service, you agree to hold us harmless from any claims related to business advice or outcomes.
4. User Accounts
4.1 Account Creation
To access certain features of the Service, you must create an account. You agree to:
- Provide accurate, current, and complete information
- Maintain and update your account information
- Keep your password secure and confidential
- Accept responsibility for all activities under your account
- Notify us immediately of any unauthorized use
4.2 Account Termination
You may terminate your account at any time. We reserve the right to suspend or terminate accounts that violate these Terms or for any other reason at our sole discretion.
5. User Conduct
You agree not to use the Service to:
- Violate any applicable laws or regulations
- Infringe on intellectual property rights
- Transmit harmful, offensive, or inappropriate content
- Harass, abuse, or harm other users
- Spam or send unsolicited communications
- Attempt to gain unauthorized access to our systems
- Interfere with the proper functioning of the Service
- Impersonate others or provide false information
- Engage in any fraudulent or deceptive practices
6. Content and Intellectual Property
6.1 Our Content
All content on the Service, including but not limited to text, graphics, logos, images, videos, audio, and software, is owned by ZeroToSummit or our licensors and is protected by copyright, trademark, and other intellectual property laws.
6.2 User Content
You retain ownership of content you submit to the Service ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute your content in connection with the Service.
6.3 Content Standards
All User Content must comply with our community guidelines and must not contain illegal, harmful, or inappropriate material. We reserve the right to remove any content that violates these standards.
7. Privacy
Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your information when you use the Service.
8. Payments and Subscriptions
8.1 Free and Paid Services
We offer both free and paid services. Paid services may include premium courses, advanced features, or subscription plans.
8.2 Payment Terms
For paid services:
- Payment is due in advance
- All fees are non-refundable unless otherwise stated
- We may change pricing with 30 days notice
- You are responsible for all applicable taxes
8.3 Refund Policy
Refunds may be available within 30 days of purchase for certain services. Please contact us at amarnath@amtop.in for refund requests.
9. Disclaimers
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING:
- MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE
- NON-INFRINGEMENT OF THIRD-PARTY RIGHTS
- ACCURACY, COMPLETENESS, OR RELIABILITY OF CONTENT
- UNINTERRUPTED OR ERROR-FREE OPERATION
We do not guarantee that the Service will meet your requirements or that any results obtained from using the Service will be accurate or reliable.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ZEROTOSUMMIT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
- Loss of profits, data, or business opportunities
- Personal injury or property damage
- Service interruptions or delays
- Third-party actions or content
Our total liability shall not exceed the amount you paid for the Service in the 12 months preceding the claim.
11. Indemnification
You agree to indemnify and hold harmless ZeroToSummit, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service, violation of these Terms, or infringement of any rights of another party.
12. Third-Party Services
The Service may integrate with or contain links to third-party services, websites, or applications. We are not responsible for the content, privacy practices, or terms of service of any third-party services. Your use of third-party services is subject to their respective terms and conditions.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of India.
14. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of the Service after such changes constitutes acceptance of the new Terms.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will remain in full force and effect. The unenforceable provision will be replaced with an enforceable provision that most closely reflects the original intent.
16. Entire Agreement
These Terms, together with our Privacy Policy and any other legal notices published on the Service, constitute the entire agreement between you and ZeroToSummit regarding the use of the Service.
17. Contact Information
If you have any questions about these Terms of Service, please contact us:
Email: amarnath@amtop.in
Website: amarnathpandey.tech
Response Time: We will respond to your inquiry within 30 days.